ExpatHealth.org ("we", "us", or "our") is committed to protecting your privacy. This policy explains what information we collect when you visit our website, how we use it, and your rights in relation to it.
1. Who We Are
ExpatHealth.org is an independent editorial website providing guides and news on international health insurance for expatriates. Our contact email is [email protected].
2. Information We Collect
We do not require you to create an account or submit any personal information to read our content. We collect limited data automatically when you visit our site:
- Analytics data — We use Umami Analytics, a privacy-focused, cookie-free analytics tool. It records page views, referrer URLs, browser type, and approximate country (derived from IP address). It does not use cookies, does not track you across websites, and does not store personally identifiable information. No data is shared with third parties for advertising purposes.
- Server logs — Our hosting provider may retain standard server access logs (IP address, timestamp, pages requested) for security and operational purposes. These are not used for marketing.
3. Affiliate Links
Some links on ExpatHealth.org are affiliate links. When you click one of these links and purchase a policy, we may receive a commission from the insurer or broker at no additional cost to you. We disclose affiliate relationships on every page that contains them.
Clicking an affiliate link may result in a cookie being set by the third-party provider's website (e.g., Cigna Global, Allianz Care, AXA, IMG Global, ExpatHealth Group, OneWorld Cover). We do not control those cookies. Please refer to each provider's own privacy policy for details.
4. Cookies
ExpatHealth.org itself does not set any first-party cookies. Our analytics provider (Umami) is cookieless by design. Third-party affiliate links may set cookies on the destination website; we have no control over this.
5. How We Use Your Information
The analytics data we collect is used solely to understand which content is most useful to our readers so we can improve it. We do not sell, rent, or share your data with any third party for marketing or advertising purposes.
6. Data Retention
Aggregated analytics data (page views, visitor counts) is retained indefinitely for editorial planning purposes. Server logs are retained for up to 30 days. No personally identifiable information is stored by us.
7. Your Rights
If you are located in the European Economic Area (EEA) or United Kingdom, you have rights under the General Data Protection Regulation (GDPR) or UK GDPR, including the right to access, rectify, or erase any personal data we hold about you. As we collect no personally identifiable information, there is typically nothing to access or erase.
If you are a California resident, you have rights under the California Consumer Privacy Act (CCPA). Again, as we do not sell personal data or collect personally identifiable information, these rights are not typically applicable to our site.
If you have any privacy-related questions or concerns, please contact us at [email protected].
8. Third-Party Websites
Our site contains links to third-party websites, including insurance providers and brokers. We are not responsible for the privacy practices of those sites. We encourage you to read their privacy policies before submitting any personal information to them.
9. Children's Privacy
ExpatHealth.org is not directed at children under the age of 16. We do not knowingly collect any information from children.
10. Changes to This Policy
We may update this Privacy Policy from time to time. The "Last updated" date at the top of this page will reflect any changes. Continued use of the site after any changes constitutes your acceptance of the updated policy.
11. Contact
For any questions about this Privacy Policy, please email [email protected].